EU motor insurance

Know what your documents don't say.

Upload two insurance documents. Klausul shows what differs, cites the exact sentence behind every finding, and draws what neither document settles — which, in the documents we have tested, is usually most of it. A minute or two, depending on the documents.

No account. Nothing to sign up for.
Not stored. Read in memory to answer one request, then gone.
Open source. MIT — the extraction prompt is in the repo.
EU standard. Fields follow the IPID structure in Regulation 2017/1469.
Measured, not claimed. 14 real IPIDs read so far; 1 states an excess amount.

What moved

Your car is stolen · theft excess

last year €500 +€200 yours

»Selvrisiko ved tyveri og røveri: 500 EUR«

Fornyelse_2026.pdf · p. 3 · § Selvrisiko · extracted, not inferred

The dark part is what you carry. The dotted line is where it sat last year. Every renewal is a line that moved without you.

Real output from the recorded runs — not an illustration of one.

No documents to hand? — two recorded runs over four published IPIDs: a Danish renewal pair four years apart, and two Irish insurers side by side. Every figure traceable to a line in a PDF you can download.

Set up for Denmark · Germany · Ireland · France · Netherlands
You name the country, because the number convention cannot be guessed — 2,500 is two thousand five hundred in Ireland and two point five in Germany.

How this works. An NVIDIA Nemotron model on Nebius Token Factory extracts every field with a verbatim quote, a page number and a confidence score. It is never asked which policy is better — ordinary code does the comparison, so every difference shown came from your documents. An absence is drawn as an absence.

Your documents are read in memory to answer one request and are not stored. Fields follow the Insurance Product Information Document structure in Commission Implementing Regulation (EU) 2017/1469, under the Insurance Distribution Directive (EU) 2016/97. MIT licensed.

Your renewal

Two documents.

Last year Last year's policy documents Drop a PDF, or choose a file The renewal The renewal you were sent Drop a PDF, or choose a file

Where is the policy from?

This one is not optional. "2,500" means two thousand five hundred in Ireland and two point five in Germany — the number convention cannot be guessed, so Klausul refuses to.

CountrySets the decimal and currency convention

How do you actually drive?

Optional. These change how the findings are ordered and nothing else — no answer here can alter a figure taken from your documents.

Distance a year

Driving abroad

Where it is parked

Without the car

How this was produced. Nemotron on Nebius Token Factory extracted every field with a verbatim quote, a page number and a confidence score. It was never asked which policy is better — ordinary code does the comparison, so every difference here came from the documents. The model only explains what a confirmed difference means. An absence is drawn as an absence.

Fields follow the Insurance Product Information Document structure in Commission Implementing Regulation (EU) 2017/1469, under the Insurance Distribution Directive (EU) 2016/97. MIT licensed.

Know what your documents don't say.

My insurance was renewed

I have another offer

Two documents.